Typically we we charge a fee of £199 for arranging a mortgage, however the actual fee will be depend on your circumstances and will not exceed 1% of the mortgage amount.


​Your home may be repossessed if you do not keep up repayments on your mortgage​. Not all But to Let Mortgages are regulated by The Financial Conduct Authority. 

SO-Mortgages provides clear transparent advice. We have core values, which we have put in place to ensure that whether you are a first time buyer, home movers, investors or looking to remortgage, you are confident that you are in safe hands.

Shared Ownership

When purchasing a property for an investment it can be a minefield of information.  Whether you are experienced or a first time landlord we can research the whole of market to ensure that we find the best mortgage available to you.


​Help to Buy

Telephone: 01934 524871 

 Email: info@so-mortgages.co.uk

Buy To Let

The Government has created the Help to Buy scheme to help hard-working people like you take steps to buy your own home. Whether you want to get onto the housing ladder or move up it, Help to Buy makes it possible to buy a new-build or existing home priced up to £600,000 with as little as a 5% deposit.

Shared ownership schemes are provided through housing associations. You buy a share of your home (25% to 75% of the home’s value) and pay rent on the remaining share. You’ll need to take out a mortgage to pay for your share of the home’s purchase price.


SO-Mortgages are whole of market, this means that we will be able to ensure that we are getting you the best rate whether you are purchasing your new home or remortgaging your current property. We have access to exclusive products to suit your needs.

Residential